@Melmoneygal
There is Power in Good Credit Advice
Empowerment Tools
Comprehensive Learning
One Self Help/ Resource Below
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DIY Credit E-Course | Blueprint for Credit Repair
$29.99 Per Month - 7 day FREE trial
FREE 7 Day trial
This is your all-in-one solution to mastering credit repair. It's self-paced, so it's not information overload! For just $29.99/month (7 day FREE trial), you'll receive step-by-step lessons on how to repair your credit from start to finish. The course includes real-life example videos where you can follow along and replicate the exact steps I take in the credit restoration process. In this E-Course you'll learn how to boost credit scores, read credit reports, file disputes and more. I go over insider credit loopholes and strategies that you won’t find online. This course allows you to take your time, ensuring everything is done correctly. It’s not just about credit repair; it’s a lifelong resource to help you improve your financial health.
Credit Reading
$35 - 15 min
This is a Credit Reading service which offers a a review of your credit report. I will personally identify accounts that are positively and negatively impacting your score, prioritize areas for improvement, and provide a realistic timeline for progress. You’ll get expert advice and answers to your questions, helping you understand your credit a lot better and plan your next steps with confidence. This call is ideal for individuals seeking to understand their current credit situation, and get answers to any questions that you may have.
Detailed Credit Review & Dispute
$125 - 45 min
This is a Detailed Credit Review via Zoom (you're not required to be on camera). With this service, you'll receive a complete breakdown of your credit report, a custom plan to boost your credit, and tailored advice. I’ll personally guide you through submitting your first dispute during our live session for guaranteed results! You'll also receive my Dispute Letter Bundle Kit so you can continue the process to keep getting results even after our session. You'll be on the right track since we do the first dispute live during our session, you'll have all the letters, clear instructions, tailored credit-building strategies, and the recording of our session to refer back to anytime. For just $125, you’ll get the tools, knowledge, and support you need to transform your credit.
Foundational Services
Getting Started / Introductory
Two Intro Services Below
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Credit Repair & Mentorship Package
$1300
3 Rounds, 3 Zoom Sessions, Access 1 Yr to Credit E-Course
In this package, I’ll handle repairing your credit while showing you exactly what I’m doing. You just need to watch, print, sign, and mail. We’ll go through 3 rounds of disputes to make sure you see real results.
You’ll also get 6 months of mentorship, including 3 Zoom calls, plus text access throughout the program for any questions or guidance. On top of that, you’ll have free 1-year access to my DIY Credit E-Course| Blueprint for Credit Repair (normally $29.99/month). This gives you the tools to keep improving your credit even after the program ends.
This package is perfect for anyone who wants their credit fixed while learning the process. You’ll walk away with a life skill that can help you—and others—improve credit for good. You could even start making money from what you learn!
Supportive Services
Personalized Credit Support
One Self Help/ Resource Below
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DIY - Self Guided Credit Repair Options
Explore a variety of DIY financial consulting services below, specifically designed to meet your unique goals and needs. From a full on DIY credit repair kit to personalized guidance on removing personal information, inquiries, building business credit, and addressing late payments, I am committed to helping you achieve long-term financial success.
Dispute Letter Library Bundle
$30
Get all the credit dispute letters you need for every situation, along with my personally created Late Payment Removal Kit and Inquiry Removal Hack! With my entire letter library and easy instructions, you’ll have everything needed to handle credit disputes just like the pros.
Ready to take charge of your money? These tools and tips will help you manage your finances and hit your goals.
Click here to find resources to build credit, boost your score, and keep your finances on track!
Starting or growing your business? These resources make it easy to secure funding, build credit, and manage your finances.
Click here for funding options, credit-building tools, and business-friendly savings accounts.
Let’s make credit simple. These tips and tools will help you feel confident in improving your credit and making smart financial choices.
About Me
My name is Melinda Carrera
I know what it’s like to have bad credit—I’ve been there with scores under 500, an eviction, a repossession, and plenty of late payments. I got tired of all the denials, so I started making small, easy changes that didn’t take much time—and best of all, they were free! If I can do it, so can you
I’m passionate about helping people turn their credit around because I’ve been there myself. Despite working for over 12 years in finance, including at some of the biggest banks, I still struggled with bad credit—because no one taught me how to truly use it. But I found the loopholes, and if I could do it, so can you. Bad credit isn’t the end, and I’m here to guide you on the path to better financial health!
My Experience and Reviews
1K+
Items Deleted
+90%
Client Success Rate
100+
Satisfied Clients
12
Years of Expertise
